The Discover it Balance Transfer is a personal credit card from Discover it Balance Transfer. Application typically pulls a hard report from Equifax. The annual fee is None. The ongoing APR is 17.24%-28.24% after a x % introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: Unlimited Cashback Match at end of Year 1. Rewards: ○ 5% cashback in rotating quarterly categories (up to $1,500 per quarter, when activated) ○ 1% cashback on all other purchases ○ Unlimited dollar-for-dollar Cashback Match at the end of your first year. Typical credit limit: Varies by applicant. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Discover limits cardholders to a maximum of 2 personal Discover cards open at any time. New Discover applications are typically only approved if your last Discover application was at least 14 days ago. First-year cashback is automatically matched (unique to Discover).. Great choice for combining a full 0% APR window with strong rewards and a first-year cashback match—excellent for both debt payoff and bonus value. Discover it Cash Back (General). BT Fee: Typically 3% during the intro period; rates beyond that vary.. Post-intro APR: Approximately 18.24% – 28.24% variable