The Discover it Balance Transfer is a personal credit card from Discover it Balance Transfer. Application typically pulls a hard report from null. The annual fee is $0. The ongoing APR is 18.24% to 27.24% after a 0% introductory APR for 15 months introductory rate for 15 months. Approval typically requires a credit score of null or higher. Signup bonus: This card will also match all the cash back earned during the new account's first 12 consecutive billing periods.. Rewards: Earn 5% cash back with a rotating set of categories each quarter you enroll, on up to $1,500 in combined purchases each quarter at eligible merchants. Earn 1% cash back on all other purchases.. Cash back: 5% cash back on rotating categories, 1% on all other purchases.. Typical credit limit: Varies by applicant (~$500–$20,000+). Funding speed: null. Loan terms: null. Minimum annual revenue: null. Minimum time in business: null. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Discover limits cardholders to a maximum of 2 personal Discover cards open at any time. New Discover applications are typically only approved if your last Discover application was at least 14 days ago. First-year cashback is automatically matched (unique to Discover).. The 0% intro APR applies to balance transfers for the first 18 months.