The BancFirst is a business credit card from BancFirst. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 17.49% to 26.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (terms accurate as of 10/2026) after a 0% introductory APR on purchases and balance transfers for the first 6 billing cycles (balance transfers made within 186 days of account opening) introductory rate for 6 months. Signup bonus: 2,500 bonus points (worth up to $25) after your first purchase (Authorized Officer purchases only; not awarded for balance transfers or cash advances). Rewards: 1.5 points per $1 on eligible net purchases; 5.5 points per $1 (1.5 base + 4 bonus) on prepaid hotels and car rentals booked directly in the Travel Center; no cap on points; rewards expire 5 years from when earned. Cash back: 1% on all purchases. Loan terms: Revolving business credit card; due date 24-30 days after the close of each billing cycle; no interest on new purchases if the entire balance (or Plan Adjusted Balance) is paid in full by the due date each month; interest on cash advances and balance transfers from the transaction date; minimum interest charge $1; optional Card ExtendPay fixed-payment plans. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).