The BancFirst is a business credit card from BancFirst. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Prime + 6.74%–17.74% (Standard), Prime + 5.24%–16.24% (Premium) after a 0% introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: 10,000 bonus reward points ($100) after spending $3,000 in first 3 months. Rewards: flexible rewards for your business. Cash back: Cash back, merchandise, or travel through UChooseRewards.com. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..