The BancFirst is a business credit card from BancFirst. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Prime + 6.74%–17.74% (Standard), Prime + 5.24%–16.24% (Premium) after a 0% introductory rate for 6 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: 10,000 bonus reward points ($100) after spending $3,000 in first 3 months. Rewards: flexible rewards for your business. Cash back: Cash back, merchandise, or travel through UChooseRewards.com. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).