The Nymeo Federal Credit Union is a business credit card from Nymeo Federal Credit Union. The annual fee is $0. The ongoing APR is 12.40% to 18.00% based on your creditworthiness when you open your account; varies with the market based on the Prime Rate (disclosure accurate as of January 1, 2026). Signup bonus: 10,000 bonus points for $1,500 in purchases within the first 90 days. Cash back: Cash back with Nymeo Offers. Loan terms: Due date at least 25 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date each month; balance method Average Daily Balance (including new purchases). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).