The Nymeo Federal Credit Union is a personal credit card from Nymeo Federal Credit Union. The annual fee is $0.00. The ongoing APR is 13.40% to 18.00% variable (rates dated Jan 1, 2026; varies with Prime Rate) after a 1.99% to 4.99% on qualified purchases made in the first 90 days introductory rate for 6 months. Signup bonus: 10,000 bonus points for $1,500 in purchases within the first 90 days. Rewards: 3X Points on Groceries, 2X Points on Gas, 1X Points on everything else. Cash back: 10,000 bonus points for $1,500 in purchases within the first 90 days. This product reports activity to your personal credit report.