The National Bank of Arizona is a personal credit card from National Bank of Arizona. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is Variable, 13.50% to 22.50% after a 0% intro APR on purchases for the first 6 months; 0% intro APR on balance transfers for 15 months on transfers requested within the first 60 days introductory rate for 6 months. Signup bonus: $1,000 cash back when you spend $5,000 in the first 120 days. Rewards: 3% cash back on common business purchases, 2% cash back on select travel purchases, and 1% cash back on everything else. Cash back: 3% cash back on common business purchases, 2% cash back on select travel purchases and 1% cash back on everything else. This product reports activity to your personal credit report.