The National Bank of Arizona is a personal credit card from National Bank of Arizona. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is Variable, 16.00% to 28.00% after a 0% intro APR on purchases for the first 6 months; 0% intro APR on balance transfers for the first 12 months introductory rate for 6 months. Signup bonus: Up to a $200 bonus, with double cash back for 12 months. Rewards: 1.5% cash back on every purchase, with no limit on earnings. Cash back: 3% cash back on common business purchases, 2% cash back on select travel purchases and 1% cash back on everything else. This product reports activity to your personal credit report.