The Baptist Health South Florida Federal Credit Union is a personal credit card from Baptist Health South Florida Federal Credit Union. The annual fee is $0. The ongoing APR is 12.49% - 18.00% variable after intro, based on creditworthiness (terms effective Jan 1, 2025); cash advances 18.00% after a 5.99% introductory rate for 12 months. Signup bonus: No signup bonus. Rewards: No rewards. This product reports activity to your personal credit report.