The Baptist Health South Florida Federal Credit Union is a personal credit card from Baptist Health South Florida Federal Credit Union. The annual fee is $0. The ongoing APR is 14.49% - 18.00% variable (purchases; terms effective Jan 1, 2025). Balance transfers after intro 14.49% - 18.00%; cash advances 18.00% after a 0% on Balance Transfers only introductory rate for 12 months. Signup bonus: 10,000 bonus points when you spend $1,000 in the first 90 days. Rewards: 10,000 Bonus Points when you spend $1,000 in the first 90 days. This product reports activity to your personal credit report.