The Sunrise Bank is a business credit card from Sunrise Bank. Application typically pulls a hard report from Experian. The annual fee is None. The ongoing APR is 17.74% to 27.99% after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of Good (670+) or higher. Signup bonus: Earn 15,000 points (worth up to $150) When you spend $500 within the first 90 days. Rewards: Earn up to 4X points AND receive 15,000 bonus points. Cash back: 5% cash back in two categories of your choice – first $2,000 in combined purchases each quarter, 2% unlimited cash back on one everyday category of your choice, 1% unlimited cash back on all other eligible purchases. Typical credit limit: $5,000 - $50,000. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). Underwritten by Elan Financial Services (US Bank program). Bureau pull varies by state: TransUnion (~52%), Experian (~25%), Equifax (~24%).