Platinum Preferred — Sunrise Bank is a personal credit card from Sunrise Bank. The annual fee is No annual fee. The ongoing APR is 14.49% - 23.49% based on your creditworthiness (varies with the Prime Rate) after a 0.00% introductory APR for the first twelve (12) billing cycles introductory rate for 12 months. Rewards: Everywhere Rewards points: 1 point = $1 spent.