Smart Start, Smart, Smart Plus or Duo Checking (new) — Royal Credit Union

Smart Start, Smart, Smart Plus or Duo Checking (new) — Royal Credit Union is a funding product from Royal Credit Union. Signup bonus: $400 bonus.

Other Royal Credit Union cards & products

• Royal Credit Union All Credit Levels — CDFI Lender
• 3-Month Adjustable Home Equity Line of Credit — Home Equity Line of Credit
• 5-Year Adjustable Home Equity Line of Credit — Home Equity Line of Credit
• Auto Loan — Auto Loan
• Boat, RV, ATV, Or Motorcycle Loan — RV, Boat & Motorcycle Loan
• Fixed-Rate Refinance Mortgage — Mortgage
• Business Rewards Visa® Credit Card — Business Credit Card
• Platinum Rewards Visa® Credit Card — Personal Credit Card

Sources & citations

• apy text, fee text, Apply link, Lender name, monthly fee, payout days, Account name, bonus amount, Sign-up bonus, availability, last reviewed, completion days, expiration date, account category, requirement text, requirement amount: https://www.rcu.org/promos/checking/fall-2026-incentive-checking (checked 2026-11-01)
• What applicants report: https://www.doctorofcredit.com/mn-wi-royal-credit-union-200-checking-bonus/ (checked 2026-11-01)