The Royal Credit Union All Credit Levels is a cdfi lender from Royal Credit Union. The ongoing APR is 4.54%. Rewards: Royal Credit Union offers various promotions and rewards for loyal members.. This product reports activity to your personal credit report. Royal Credit Union is a not-for-profit credit union based in Eau Claire, WI, dedicated to providing financial services and support to its members and the community. They offer a range of personal and business banking products, including loans and savings accounts, with a focus on member-first relationships and financial education. Services include: personal loans, auto loans, business loans, mortgages. US Treasury certified CDFI Credit Union in Eau Claire, WI. Membership required.