Cutting Edge Credit Card — Synchrony

Cutting Edge Credit Card — Synchrony is a personal credit card from Synchrony. Application typically pulls a credit report from TransUnion. The annual fee is $0. The ongoing APR is 34.99%. Soft-pull pre-qualification is available — no hard inquiry to check approval odds.

Other Synchrony cards & products

• Sweetwater Card — Personal Credit Card
• Sun Country Visa Signature® card — Personal Credit Card
• Pep Boys Credit Card — Personal Credit Card
• Synchrony Project Card — Personal Credit Card
• Synchrony Premier World Mastercard — Personal Credit Card
• Synchrony Car Care™ Credit Card — Personal Credit Card
• Synchrony Sewing & More Credit Card — Personal Credit Card
• Synchrony Sport Credit Card — Personal Credit Card

Sources & citations

• Apply link, Lender name, Annual fee, Issuer, APR, Product name, Product type, Underwriter, Other conditions, Pre-qualification: https://www.synchrony.com/financing/cutting-edge (checked 2026-11-01)
• Lender website: https://api.fdic.gov/banks/institutions?filters=CERT:27314&fields=NAME,CERT,WEBADDR,ACTIVE
• Credit bureau: https://ficoforums.myfico.com/t5/Credit-Cards/How-to-qualify-for-the-Type-1-APR-for-Walmart-Plus-card/m-p/6871477#M1901805 (checked 2026-11-01)
• Credit bureau by state: https://ficoforums.myfico.com/t5/Credit-Card-Approvals/CSE-approval-after-recent-decline-OnePay-and-P2-Marriott/m-p/6845043#M901788 (checked 2026-11-01)