Sun Country Visa Signature® card — Synchrony is a personal credit card from Synchrony. The annual fee is $89. The ongoing APR is 20.39%, 24.39% or 28.39% variable, based on creditworthiness. Signup bonus: 25,000 bonus points (equal to $250 toward a Sun Country vacation) after spending $1,000 or more in the first 90 days after account opening. Rewards: Up to 5x points per $1 on Sun Country purchases (3x when you buy with the card, 2x when you fly); 2x points per $1 on gas station & grocery store purchases; 1x point per $1 on everything else.