State Farm® Good Neighbor Visa® Card — U.S. Bank is a personal credit card from U.S. Bank. Application typically pulls a credit report from TransUnion. The annual fee is $0. The ongoing APR is 17.74% to 27.74% variable after the intro period (terms accurate as of 11/2026) after a 0% intro APR on purchases for the first 18 billing cycles; 0% on balance transfers made within 60 days of opening for 18 billing cycles introductory rate.