SKYPASS Visa Signature® Card — U.S. Bank is a personal credit card from U.S. Bank. Application typically pulls a credit report from TransUnion. The annual fee is $99. The ongoing APR is 21.74% to 30.74%. Signup bonus: Earn 40,000 Bonus Miles when you spend $4,000 in eligible purchases within the first 90 days. Rewards: Earn 2 miles for every $1 spent in eligible net purchases made at hotels, restaurants, fast-food restaurants or bars. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN.