First Mortgage Purchase & Refinance — Neighbors Federal Credit Union is a mortgage from Neighbors Federal Credit Union. The ongoing APR is 10 yr 6.451% APR; 15 yr 6.491%; 20 yr 6.714%; 30 yr 7.281% (0 points). Typical credit limit: $60,000 - $832,750. Loan terms: 10, 15, 20, 30 years.