Recreational Vehicle Loans — Neighbors Federal Credit Union is a rv, boat & motorcycle loan from Neighbors Federal Credit Union. The ongoing APR is Boat 5.30%-7.80%; Motorhome 9.90%; Travel Trailer/5th Wheel 6.55%-7.55%; ATV/Motorcycle/Jet Ski 6.70%-7.95% (as low as). Typical credit limit: Minimums by type, e.g. Boat min $7,500; Travel Trailer min $4,000. Loan terms: Boat up to 180 months; Motorhome up to 180 months ($75,000-$150,000); Travel trailer up to 120; ATV etc. up to 78.