Business Edition® Visa® Card with Absolute Rewards® — Flagstar Bank is a business credit card from Flagstar Bank. The annual fee is No annual fee. The ongoing APR is Variable, based on the Prime Rate, 17.74% to 27.74% APR after a 0% introductory APR on purchases and balance transfers for the first 12 billing cycles after the account is opened introductory rate for 12 months. Rewards: Unlimited 1.5x Points per $1 spent.