Complete Rewards® Visa Signature® Card — Flagstar Bank is a personal credit card from Flagstar Bank. The annual fee is No annual fee. Signup bonus: 15,000 bonus points ($150 equivalent) when you spend $500 in the first 3 billing cycles after the account is opened. Rewards: 5x points per $1 spent on travel purchases, 3x points per $1 spent on streaming services, 2x points per $1 spent on fuel purchases, 1x point per $1 spent on all other purchases.