The Alliance Credit Union is a personal credit card from Alliance Credit Union. The annual fee is No annual fee. The ongoing APR is 17.49% to 28.49% after a 0% introductory APR for the first 21 billing cycles introductory rate for 21 months. Rewards: 4% cash back on prepaid travel booked directly in the Travel Center when you use your card; $15 annual statement credit after making purchases for 11 consecutive months.