The Alliance Credit Union is a business credit card from Alliance Credit Union. Application typically pulls a hard report from TransUnion. The annual fee is $0. The ongoing APR is 17.49% to 26.49% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. after a 0% introductory APR for the first 12 billing cycles on purchases, and on balance transfers made within 366 days of account opening (not cash advances) introductory rate for 18 months. Signup bonus: $500 cash back when you spend $5,000 within the first 150 days. Rewards: 3% cash back on eligible net purchases at dining (including takeout and restaurant delivery), gas and EV charging stations (excluding wholesale clubs and discount stores/supercenters; fuel/charging purchases over $200 earn 1%), office supply stores and cell phone service providers; 1% on all other eligible net purchases; 5% on prepaid car and hotel reservations booked in the Travel Center; rewards expire 5 years from when they are earned. Typical credit limit: $20,000. Loan terms: Revolving business credit card; due date 24-30 days after the close of each billing cycle; no interest on new purchases if the entire balance is paid in full by the due date each month; minimum interest charge $1; Card ExtendPay fixed-payment plans may be offered. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).