The Newport News Shipbuilding Employees Credit Union D/B/A BayPort Credit Union is a mortgage from Newport News Shipbuilding Employees Credit Union D/B/A BayPort Credit Union. The ongoing APR is 30-year 3-year ARM: 6.500% rate / 6.6376% APR; 5-year ARM 6.625%/6.7647%; 10-year ARM 6.750%/6.8918%. Typical credit limit: up to 85% LTV. Loan terms: 10, 15, 20 or 30 years (3-, 5- or 10-year ARM). All Adjustable-Rate Mortgages are three-year (3), five-year (5) or 10-year (10) adjustable.