The Newport News Shipbuilding Employees Credit Union D/B/A BayPort Credit Union is a home equity loan from Newport News Shipbuilding Employees Credit Union D/B/A BayPort Credit Union. Loan terms: up to 15-year repayment term. Borrow intelligently against the value of your home with a fixed rate to budget your monthly payments while receiving your funds in one lump sum. Up to 15-year repayment term available.