The Heritage Financial CU is a personal loan from Heritage Financial CU. Heritage Financial Credit Union offers a wide range of secured and unsecured loans that will meet your needs. Quick getaway? Use our vacation loan. Need cash for an unexpected event? HFCU’s Signature Loan gives you cash when you need it. Ready to lower your de A personal loan is a type of loan that you borrow from a financial institution and repay in fixed monthly payments over a set period of time. At HFCU, in addition to our Signature Loan, we also offer Signature Secured by Auto and Debt Consolidation loans.