The Heritage Financial CU is a auto loan from Heritage Financial CU. The ongoing APR is as low as 5.24% APR (tier 1 auto, 2024-present); 5.69% tier 2; 7.32% tier 3; boat/motorhome/RV from 6.50%. Heritage Financial Credit Union offers a wide range of terms and competitive rates on new and used vehicles. We can get you into your new ride easily and quickly. And, let us save you money by refinancing your current loan and help you lower your monthly payme