The Gulf Coast Community FCU is a auto loan from Gulf Coast Community FCU. The ongoing APR is 5.49%-16.99% APR. Typical credit limit: 80-90% of NADA average retail or 80-90% of selling price, whichever is less. Loan terms: up to 96 months (page also says up to 84 months). Roll, splash, or ride into fun memories with a new RV! Get competitive rates on boats, personal watercrafts, ATVs, and more