The Gulf Coast Community FCU is a personal loan from Gulf Coast Community FCU. The ongoing APR is 9.99%-16.99% APR. Typical credit limit: $50,000 maximum. Loan terms: up to 96 months (loans above $35,000 may be 120 months with a 5-year balloon). Work with trusted local lenders to get competitive rates with the lowest possible monthly payment. Competitive rates for a wide range of personal expenses