The Goldenwest Federal Credit Union is a business loan from Goldenwest Federal Credit Union. As a partner with the Small Business Administration (SBA), our members have access to reduced-risk loans at competitive terms for starting or expanding their Utah-based small businesses. The funds received from SBA loans can be utilized for: Working capital such as seasonal financing, export loans, revolving credit, and refinanced business debt. Fixed assets such as furniture, real estate, machinery, equipment, construction, and remodeling.