The Goldenwest Federal Credit Union is a business credit card from Goldenwest Federal Credit Union. The ongoing APR is 16.99% variable APR (purchases, cash advances, balance transfers). Rewards: 1.5% cashback on all purchases, deposited quarterly. With the Business Visa Cashback Credit Card, you will get 1.5% cashback on every purchase and best yet...there's no annual fee! This card is perfect for the Business Owner who wants to put a little extra back in their wallet.