The Mocse Federal Credit Union is a home equity line of credit from Mocse Federal Credit Union. The ongoing APR is variable; can lock up to three balances at fixed rate. Typical credit limit: up to $500,000 (primary residence, depending on appraisal). A Home Equity Master Line allows you to use portions of your equity as you need it. It's a revolving line of credit and you only pay interest on the amount you borrow. You can even lock portions of your line to fix the rate.