The Mocse Federal Credit Union is a auto loan from Mocse Federal Credit Union. Typical credit limit: up to 120% of MSRP. Loan terms: up to 84 months. Buying your next vehicle is quick, easy, and affordable with Mocse. Terrific rates and flexible terms mean lower payments and more cash in your pocket. Ka-ching! Buy or refinance, you’ll enjoy a low, fixed rate. You’ll also be in the driver’s seat incredibly fast with our rapid approval, so buckle up.