The Chase is a business credit card from Chase. The annual fee is $195. The ongoing APR is Flex for Business variable APR 17.99%–28.74% (Prime 7.00% as of 9/22/2026 + 10.99% to 21.74%; max 29.99%). Rewards: unlimited 2% cash back; 2.5% on purchases of $5,000+; 5% on Chase Travel; $1,000 bonus after $10,000 spend in 3 months.