The Bank of Sunset and Trust Company is a personal credit card from Bank of Sunset and Trust Company. Application typically pulls a hard report from TransUnion. Signup bonus: 15,000 bonus points (worth up to $150) when you spend $500 within the first 90 days. Rewards: 4X points on dining, take-out & restaurant delivery (4x points on your first $2,000 each quarter, after that 1x points); 2X points at grocery stores, gas stations and EV charging stations, and eligible streaming services; 1X points on all other eligible purchases.