The Bank of Sunset and Trust Company is a personal credit card from Bank of Sunset and Trust Company. Application typically pulls a hard report from TransUnion. Signup bonus: $150 bonus when you spend $500 within the first 90 days. Rewards: 5% cash back in two categories of your choice (first $2,000 in combined purchases each quarter); 2% unlimited cash back on one everyday category of your choice; 1% unlimited cash back on all other eligible purchases.