The Pike National Bank is a business credit card from Pike National Bank. The annual fee is No annual fee. The ongoing APR is 18.49% variable (APR for purchases; varies with the market based on the Prime Rate); penalty APR 21.00%. Rewards: No rewards listed for the Standard Card (the Preferred Points Rewards Card is the rewards option). Loan terms: Revolving card account; 25-day interest-free grace period on all purchases.