The Pike National Bank is a business credit card from Pike National Bank. The annual fee is $49.00 per account. The ongoing APR is 18.49% variable (APR for purchases; varies with the market based on the Prime Rate); penalty APR 21.00%. Rewards: Earn one reward point for each dollar spent, up to 10,000 points per month; redeem for cash-back awards, retail gift cards, travel and merchandise. Loan terms: Revolving card account; 25-day interest-free grace period on all purchases.