The Latino Community Credit Union is a mortgage from Latino Community Credit Union. The ongoing APR is 5 year ARM (30 years): 6.875% (APR 6.974%) at 80% LTV, 7.375% (APR 7.477%) at 90% LTV, 7.875% (APR 7.980%) at 95% LTV; 5 year ARM - Rental (30 years): 7.375% (APR 7.477%) at 80% LTV; 5 year ARM - Manufactured Home (15 years): 6.875% (APR 7.036%) at 80% LTV, 7.375% (APR 7.539%) at 90% LTV. Loan terms: All are 5 Year ARM with a maximum term of 30 years (Manufactured Home: 15 years).