The Latino Community Credit Union All Credit Levels is a cdfi lender from Latino Community Credit Union. The annual fee is $0. The ongoing APR is From 7.00% APR. Rewards: LCCU offers free in-person and online financial education webinars to help members manage their finances effectively.. This product reports activity to your personal credit report. Latino Community Credit Union (LCCU) is a Durham, NC-based credit union that provides financial services aimed at empowering the Latino community and other underserved populations. They offer a range of lending products including personal loans, auto loans, mortgages, and business solutions to support growth and financial stability. Services include: personal loans, auto loans, mortgages, business loans. US Treasury certified CDFI Credit Union in Durham, NC. Membership required.