The Frankenmuth Credit Union is a personal credit card from Frankenmuth Credit Union. The ongoing APR is 10% - 17% APR for purchases, balance transfers and cash advances (credit card disclosure dated April 2025) after a 6.9% APR on brand-new purchases for 12 months for credit scores 550 or higher (12.9% APR for 549 or lower); 6.9% APR for the life of the balance transfer amount (12.9% for 549 or less) introductory rate. Rewards: Earn 2% cash back on all purchases.