The Frankenmuth Credit Union is a personal loan from Frankenmuth Credit Union. The ongoing APR is As low as: 12 month 10.20% APR (7.49% rate); 24 months 9.92% APR (8.49% rate); 36 months 10.48% APR (9.49% rate); effective date October 13, 2026; 1/4% lower if fully secured. Loan terms: 12, 24, 36 Month Term Available; first payment can be made up to 90 days out (interest accrues).