The Mid Minnesota Federal Credit Union is a personal credit card from Mid Minnesota Federal Credit Union. The annual fee is No Annual Fee. The ongoing APR is non-variable APR between 10.99% -18.00%APR based on creditworthiness after a 0.00% APR for the first 12 months on purchases and balance transfers, for new Mid Minnesota credit card holders introductory rate. Rewards: 1 Point per dollar spent; Double points on purchases made locally.