The Mid Minnesota Federal Credit Union is a business credit card from Mid Minnesota Federal Credit Union. The annual fee is $0. The ongoing APR is Variable rate based on Prime Rate, as low as 12.49% APR; maximum APR 18% (rates shown as of 10/1/2026) after a 0.00% introductory rate for 12 months. Typical credit limit: Minimum $500 / Max $30,000. Loan terms: Variable-rate business credit card (rate may change quarterly); 25 day grace period; Individual Pay (individual limits and statements) or Consolidated Pay (shared credit limit, one primary statement). This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).