The GECU is a auto loan from GECU. The ongoing APR is 7.25%-16.5% (1-66 months); 7.75%-17% (67-72 months); 8.25%-16% (73-78 and 79-84 months). Rates are accurate as of Tuesday, April 4, 2017.. Loan terms: 1-84 months (67-72 months: amount financed up to $15,000; 73-78 months: up to $30,000; 79-84 months: $30,000 and above).