The GECU is a mortgage from GECU. The ongoing APR is As low as 5.99% interest with 6.338% APR for a 30-year fixed-rate loan (assumes purchase of a single-family primary residence, 720 FICO score, 5% down payment, up to the conforming loan amount limit). Loan terms: 30-year fixed rate (interest rates that remain the same for the life of the loan).