The Community Credit Union is a student loan from Community Credit Union. The ongoing APR is Rates As Low As: 1 year 8.75% APR*; 2 years 8.75%; 3 years 9.25%; 4 years 9.25%; 5 years 9.75%; 6 years 10.00%; 7 years 10.00%; 10 years 11.75% (rates effective as of 08/12/26). Typical credit limit: Borrow from $1,000 up to 100% of the school-certified cost of attendance; Maximum loan amount is $20,000. Loan terms: 1 year to 10 years; Loan payments are not deferred, but up to a 180-day deferment may be requested..