The Community Credit Union is a personal loan from Community Credit Union. The ongoing APR is Rates As Low As: 1 year 12.25% APR*; 2 years 12.25%; 3 years 12.75%; 4 years 13.75%; 5 years 14.75% (rates effective as of 08/12/26). Typical credit limit: Maximum loan amount is $20,000.. Loan terms: 1 year to 5 years.