The Campus Federal Credit Union is a student loan from Campus Federal Credit Union. Application typically pulls a hard report from Equifax. The ongoing APR is Residency Loan APR is indexed to Wall Street Journal Prime Rate (WSJP) with a floor of 5% and based on underwriting and credit qualifications. APR As Low As WSJP + 1.0% (variable). Typical credit limit: Advances $15,000 each year. Loan terms: Payment due after residency ends (3-Year Residency / 5-Year Residency examples); Maturity date of loan is last day of residency; Interest accrues over the life of the loan.